Cycle to Work Scheme Insurance: Who Covers the Bike During the Hire?
Cycle to Work bikes aren't insured as standard. Who owns the bike, what the DfT and providers say, free-cover offers, and what…
November 11, 2026 · 9 min read
Everyday cycling, UK
Plain-English guides for people who’d rather cycle.
Commuting, the Cycle to Work scheme, choosing and maintaining a bike — checked against the original sources, written without hype.
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Cycle to Work Scheme 2026: how it works
The full guide to the UK salary-sacrifice scheme, with a calculator that shows your saving from your salary and the bike’s price.
Latest guides
Taking Your Bike on the Train in the UK: Rules, Reservations and Peak-Time Limits
Taking a bike on a UK train: which operators need a reservation, peak-time limits, TfL rules for the Tube and Overground, and…
November 8, 2026 · 11 min read
Flat vs Clipless Pedals for Commuting: Which Should You Choose?
Flat or clipless pedals for commuting? How they compare at junctions, what research says on efficiency, SPD vs road cleats and the…
November 6, 2026 · 11 min read
How Long Does the Cycle to Work Scheme Take? From Application to Collecting Your Bike
How long Cycle to Work takes, stage by stage: employer approval, payment, certificate or Letter of Collection, and collection. Provider differences and…
November 4, 2026 · 8 min read
Electric Bike Conversion Kits UK: Are They Legal and Worth It for Commuting?
E-bike conversion kits in the UK: the 250W and 15.5mph legal limits, throttle rules, hub vs mid-drive, battery fire risks and whether…
November 1, 2026 · 10 min read
Cycle to Work Employer Risks: Leavers, Missed Payments, Admin and Fair Access
Cycle to Work risks for employers: leavers mid-hire, minimum wage limits, stolen bikes, HMRC's all-staff rule and the admin involved, with sources.
October 30, 2026 · 12 min read